More about me:
Why Choose A Mortgage Broker?
Save money, gain flexibility, and experience a smoother closing process.
While you have many options for obtaining a mortgage, choosing an experienced and independent mortgage broker like myself offers several distinct advantages:
Lower Costs & Competitive Rates:
I have access to wholesale interest rates unavailable to most direct lenders, which can save you thousands over the life of your loan.
Large lenders have high overhead, which often translates to higher rates for you. As a broker, I have lower costs, allowing me to pass those savings on to you.
Tailored Solutions & Flexibility:
Unlike captive lenders, I'm not restricted to just one set of products or rates. I have access to a diverse network of lenders, ensuring I can find the perfect fit for your unique needs, whether you have excellent credit, are self-employed, or face other challenges.
My experience navigating various scenarios allows me to offer creative solutions that may not be available elsewhere.
Faster & Streamlined Closings:
My independent status allows me to prioritize your transaction, avoiding the long wait times and bureaucratic hurdles of big banks.
With lenders competing for my business, they incentivize faster processing and approvals, leading to a smoother and quicker closing for you.
Why settle for the average when you can have the best? Let me leverage my 20+ years of expertise and vast network to secure you the most competitive rates, tailored solutions, and a stress-free closing experience.
I'm Peter Seroter, a licensed mortgage broker with over 20 years of experience in the industry. I got started in the mortgage business in 2001 after serving in the U.S. Army, and I am currently licensed in Arizona, California, Indiana, Washington, and Virginia..
I live in Phoenix, Arizona with my wife and 3-year-old son. As a mortgage broker, I take great pride in helping first-time homebuyers achieve their dream of homeownership, as well as helping homeowners save money by refinancing. More than just a job, I'm passionate about helping people live their best life, which is why I started my website and blog, Life and Loans. Through my platform, I share my experience and knowledge to empower people to make informed decisions about their finances and ultimately live a more fulfilling life. Whether you're a first-time homebuyer, a seasoned homeowner, or just looking to save some money, I'm here to help.